Talking Cents

Tips on using your credit card during Christmas, by your small business accountant in Melbourne

We know that Christmas time can be quite expensive, so it is crucial for you to know how and when to use a credit card properly. You don’t want to end the holiday season with a large amount of debt, which is why our small business accountant in Melbourne has come up with a few tips on how to use credit cards during Christmas.

While it is a risky process, done correctly and you could benefit immensely from it. Here is what our Melbourne small business accountants have to say:

• Before you start using the credit card for Christmas, we recommend starting with as little debt to your name as possible and be sure to sign up for the best rates as possible
• Always be sure to set a budget, this way you don’t exceed what you can’t pay back
• Be sure to make plans for repayments, making these plans allows for you to stay out of debt and hopefully pay them off during the interest free period

So if you are thinking about using a credit card during Christmas this year, be sure to consult a business accountant in Melbourne before doing so.

If you have any questions please feel free to get in contact with our small business accountants in Melbourne.